Resources

Following you will find information about some of the resources we mention in Reduce Debt Reduce Stress. As we build this website, we will be expanding information on these and other topics so be sure to sign up for our free ezine for the latest information!

Credit Repair Resources

We could write an entire book just on improving credit scores and reports, but fortunately, we don’t have to! When you’re ready to start rebuilding your credit, there are three excellent books we recommend:

You’re Nothing But A Number: Why Achieving Great Credit Scores Should Be On Your List of Wealth Building Strategies by John Ulzheimer

Credit Scores and Credit Reports 3rd ed: How The System Really Works, What You Can Do by Evan Hendricks (Make sure you get the latest edition)

Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number that Shapes Your Financial Future, 2nd Edition (Paperback) by Liz Weston

Child Abuse and Neglect Help

With the faltering economy, cases of child abuse and neglect are rising. Find helpful information and resources at Child-Abuse-Effects.com

Gratitude Resources
	Nancy Adler, whose story we feature in Reduce Debt, Reduce Stress, has created a wonderful tool called the Gambling on life JOY Journal. We talk in the book about the scientific research behind gratitude and how it can make you healthier, wealthier and happier. Nancy's Joy Journal is a tool to help you put that advice into action.

Budgeting Resources

Budgets are back in fashion! After so many years of focusing on bringing in more money, people are looking at ways to stretch the money they have. In Chapter One of Reduce Debt, Reduce Stress, we describe why your Spending X-Ray is so important to your debt busting campaign. We know it’s not fun, but it's the "healthy" thing to do when it comes to your finances!

And the research bears this out. Researchers have found that monitoring a behavior is essential to modifying that behavior. So writing down what you plan to spend, as well as what you actually spend, is going to help you make better decisions.

For in depth advice about Budgeting tools, Gerri's own budgeting efforts and to share your favorite budgeting programs with others, go to our Budgeting Resources page.

Gerri’s Story: I’ve been learning the value of a spending plan first hand. Although I keep a basic budget and do write down everything I spend for a month from time to time, I’m not as detailed as I could be. Recently, I started training with Karen McCall from the Financial Recovery Institute and am planning and tracking every penny using the Money Minder System she developed. Don’t think it’s easy for me – it’s not! I much prefer writing and speaking over crunching numbers. But it’s amazing what this process can do. I am quickly seeing the value and results. At first it feels restricting, tedious, even a bit scary. But as you progress, you start seeing more choices and options. If you haven’t already downloaded our free Spending X-Ray, we recommend you do so. In addition, here are some other budgeting and tracking programs you may want to check out: Thrive Mint Budget Simple Do you have a favorite budgeting program? Feel free to tell us about it here! Share Your Favorite Budgeting Programs! Share your favorite budgeting program. Please be sure to tell us how long you've been using it, why you like it, results you've seen, and anything else you would like to share. Note: This is not a place to sell any services! If you would like to promote a product or service you must fill out the form on our partner page. Sales pitches will not be published. Enter the Name of the Service You Use Tell Us Your Story! [ ? ] Close Help Entering your information is easy to do. Just type!... Your story will appear on a Web page exactly the way you enter it here. You can wrap a word in square brackets to make it appear bold. For example [my story] would show as my story on the Web page containing your story. TIP: Since most people scan Web pages, include your best thoughts in your first paragraph. Author Information (optional) To receive credit as the author, enter your information below. Your Name (first or full name) Your Location (ex. City, State, Country) Submit Your Contribution Check box to agree to these submission guidelines. (You can preview and edit on the next page)

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