Here you'll find answers to those debt questions we've been asked, and have answered. If you do not find an answer to your question here, we recommend two things:
1. If possible, read our e-book Reduce Debt, Reduce Stress. It will answer many of your questions and alert you to options you may not even know you have!
2. Follow the instructions you'll receive when you order the ebook to submit a question to us about dealing with debt.
If you cannot order the ebook for some reason, you can still ask a question.
Do You Have a Question About Getting Out of Debt?
Submit your question about getting out of debt here. Please be specific - details help - but do not include personally identifiable information. (No account numbers, phone number, address etc. please.)
We will answer your questions as quickly as we can. Questions from those who have read the ebook will be answered first.
Answers to Questions About Debt
Click below to see contributions from other visitors to this page...
Paying Multiple Mortgages
your books and on line advice has been very helpful! I do have a question I have not seen an answer to on your site.
I have 4 mortgages 2 are 15 ...
Can creditors take income tax return?
Can a credit card company keep your money from your federal income tax to pay your debt?
Negotiating Credit Card Rates
I have some credit cards debts but the interest is too high. I am willing to pay my credit card debts but I need help to bring the interest to a low rate....
Credit Card Debt Help!
Please! I am looking for a reliable company that can help me reduce the interest rate on my credit card. I am a mother of 2 little boys and a 17 year ...
Reduce Credit Debt with Roth IRA withdrawal
I have 6,000 in credit card debt at 7% interest. Is it better to take out 6,000 from my Roth IRA even though I would be charged 10% penalty to pay off ...
Credit inquiries from shopping for a car loan
I have a question about how credit ratings are dinged by inquiries with lenders - car loans. My understanding is that lenders will check credit scores ...
Debt Reduction
My total debt as of today is about $5,000. Only 675.00 is credit card debt.
My monthly income is $2,000.00 before taxes.i bring home about 1650.00....
Student Loans
How can I avoid drowning in debt from student loans? I am about to start college...
What Path Do I Take?
I am over $15,000.00 in credit card debt as well as $50,000.00 in student loan debt. I can't find a decent job even though I have two degrees. As a result ...
We received an offer for a fixed-rate loan for an 8% interest rate.
We are tempted to try this to pay off our credit cards, since the balances are spread out across several cards right now and we are having trouble making ...
Debt Settlement
Could you refer us to a good company? We are in serious trouble.
Residential Short Sale
What is the effect of a short sale on your credit report and for how long will it show on the credit report?
Should we go bankrupt?
Should my husband and I do a bankruptcy? Should we short sale our condo or foreclose?
My husband and I are in over our head and we don't know what to ...
Can't pay credit card bill
My daughter has a credit card that she's having problem paying $4000. Is there a way to stop the card and just make payments. Will the interest and late ...